AG Private Wealth

THE RIGHT ADVICE STARTS WITH THE RIGHT TEAM

FINANCIAL ADVICE

INDIVIDUALLY TAILORED

The Collaborative Approach

As trusted advisers we believe we are part of a team. This includes other business professionals such as accountants, lawyers, investment/private bankers, mortgage brokers, property specialists, SMSF administrators and insurance brokers. Our objective is to leave no stone unturned and to ensure the best possible outcomes for clients. We use our experience and business connections to ensure both the investment and technical aspects of our advice are industry leading.

WHO WE ARE & WHAT WE DO

A new breed of adviser

We make it our business to understand your real issues by not just putting your information into a program and spitting out a host of products and investments that don’t really address your objectives.

Goals based investing

Our focus is not just on products, investments and performance but our success is measured by the achievement of our client’s individual goals. In this way the overall strategy is designed around each of our client’s goals.

Long Term Vision

We strive for long-term market returns, rather than trying to sneakily outperform the market. It never works and we know it.

The continuum of advice

Our concept of ‘holistic advice’ encompasses these basic psychological principles in that we aim to define your needs and develop strategies that target your immediate needs first while planning for your longer-term needs too.

Independent

How Are We Different?

Many financial advisers in Australia are employed by, or affiliated with, one of the big four banks or AMP. This often has implications for the advice that they provide and the investment products they recommend.

Many institutional financial advisers focus on selling investment and insurance products and are paid based on their success in selling.

AG Private Wealth Pty Ltd has no ties to any institutions. We have our own licence to give advice and can independently select what we consider to be the best investment products and administration services for our clients.

At AG Private Wealth our focus is on building long-term relationships with our clients.

We don’t earn any income from up-front sales. Our only source of revenue is fees paid by our clients for our Private Client Service.

extensive experience

Approach to Investing

Our approach to portfolio construction has been shaped by the following observations:

“Active” fund managers aim to beat the market average.
Active managers charge higher fees than so called “passive” or “index” managers.
Most active managers in Australia don’t beat the market average after fees over a 10 year time frame.
“Passive” or “Index” managers don’t aim to beat the market average… they only seek to match the market average.
Passive/Index managers charge lower fees than active managers.
Most permanent direct share losses are attributable to small, speculative stocks.
Most permanent fund losses are attributable to complex exotic investments spruiking high capital growth returns or promises of high income returns.